FAMILY EDITION
Help your whole family dispute credit report errors, each in their own private account
Family Edition covers you and up to 4 relatives you invite. Everyone gets their own login and every Advanced Edition feature, and each person's credit-report data stays in their own browser. You never see theirs.
$59.99/month · monthly only · no trial · cancel anytime
For the person in the family who ends up organising everything
It usually starts the same way. A parent finds an account they don't recognise. A sibling is turned down for an apartment. Someone asks you, because you're the one who reads the fine print, to help them sort out their credit report.
Family Edition is built for that moment. Instead of logging into someone else's account or keeping everyone's paperwork on your computer, you buy one plan and send each relative an invitation. They sign in with their own login, enter their own credit report and send their own disputes. You can point them to the same templates, training mode and guide you use, without ever handling their credit-report data yourself.
It also works if you just want your own disputes done right and know a couple of relatives who should do theirs too.
How it works
- 1
Subscribe to Family Edition. Your Family page is ready as soon as you subscribe, so you can invite relatives right away.
- 2
Invite up to 4 relatives by email. Type their email address and we send an invitation. Invitations stay open for 7 days, and you can send an expired one again.
- 3
Each relative signs in with their own login. When they sign up or sign in with the exact email address you invited, and that address is verified, they join your family plan automatically and get Advanced Edition at no extra cost.
Each person uses DisputeValet.com in their own desktop or laptop browser, with their own account. Nobody shares a password.
Every Advanced Edition feature, for everyone on the plan
- 81 FCRA-aligned dispute letter templates across 6 categories: basic disputes, Section 609, Section 611, identity theft (605B), complex disputes, and goodwill and special circumstances.
- The Smart Dispute Engine to turn the items you flag on your report into finished letters for each bureau.
- Letter pack creation for building your own sets of letters.
- Training mode with practice scenarios, so a first-timer can learn the steps before working on their real report.
- 13 video tutorials and the in-dashboard Getting Started guide.
- Dispute tracking across Equifax, Experian and TransUnion.
Standard Edition and Advanced Edition are still available for anyone who only needs one account.
Everyone's credit-report data stays with them
Family Edition shares a subscription, not data.
- Each person's credit-report data stays in their own browser, encrypted with AES-256-GCM. No server copy of anyone's credit-report data exists.
- You never see your relatives' credit-report data, and they never see yours. Your Family page shows only each person's name, email address, status and dates.
- Relatives don't see each other's data either. Every account is separate.
- Everyone's work is their own. If someone leaves the family plan, they keep their account and their credit-report data and can carry on with a plan of their own. It is never shared with you.
Account, billing and membership details (such as who is on your family plan) are handled by our service providers, as described in our Privacy Policy. Because each account's data lives in one browser, anyone moving to a different computer uses Backup and Restore.
One price, plain terms
$59.99/month. Billed monthly only. No free trial. Cancel anytime, with no contracts. As with all our plans, fees are non-refundable.
- You remove a relative. Their Advanced Edition access ends at once. They keep their login and their data, and they can start a plan of their own whenever they like.
- A relative leaves. Any member can leave the family plan from their own settings. Their access ends at once and you get an email.
- A relative gets their own plan. If someone on your family plan starts their own Standard Edition, Advanced Edition or trial, they move off your family plan automatically, so nobody pays twice.
- You cancel or switch to another plan. Everyone gets an email as soon as the cancellation is scheduled. You and your relatives keep Advanced Edition until the end of the period you've paid for, then their family access ends.
- A payment fails. Everyone keeps access while the payment is retried, and you get an email asking you to update your payment method. If the payment can't be collected, the plan ends and everyone is told.
- You refill a seat. A seat that someone joined and then left can be filled again after 30 days. An invitation nobody accepted frees its seat straight away.
How the price compares
Five separate Advanced Edition subscriptions at $34.99/month each come to $174.95/month. Family Edition covers the same five people (you plus 4 relatives) for $59.99/month.
Monthly prices. Advanced Edition is also available on annual billing at $335.88/year per person.
Frequently asked questions
Who can I invite?
Up to 4 people. Each person needs their own email address and their own login, must be at least 18 years old, and must be in the United States to sign up, because DisputeValet.com is available in the US only.
Can someone who already has a DisputeValet.com plan join?
Not while they have one. Someone with an active Standard Edition or Advanced Edition subscription, an Advanced Edition trial, complimentary access, or a place on another family plan can't join yours. If they try, they see a short message and the seat goes back to you. Once their own subscription has fully ended, you can invite them again.
What happens if I cancel?
Everyone on your family plan gets an email as soon as you cancel. You and your relatives keep Advanced Edition until the end of the period you've already paid for. After that, family access ends. Each person keeps their login and the data in their own browser, and anyone can start a plan of their own.
Can I remove someone?
Yes, from the Family page in your dashboard. Their access ends at once. That seat can be filled again after 30 days.
Can members see each other's data, or mine?
No. Each person's credit-report data stays in their own browser. You see only names, email addresses, status and dates on your Family page. Relatives see nothing of each other's accounts.
What if a relative lives in another state, or another household?
That's fine. Family Edition doesn't depend on where anyone lives, as long as they're in the United States. Everyone signs in from their own computer.
Can a member leave?
Yes. Any member can leave the family plan from their own settings at any time. Their access ends at once and you get an email letting you know.
Is there a free trial?
Not on Family Edition. If you'd like to try the software first, Advanced Edition has a 7-day free trial (card required · cancel anytime before it ends · then $34.99/month), and you can switch to Family Edition at any time. If you switch during the trial, the trial ends and your Family Edition subscription starts.
Get everyone's credit reports in order, together
One subscription, five private accounts, the full Advanced Edition toolkit for each person.
Important Disclosure: DisputeValet.com provides educational materials and templates designed to help consumers understand their rights under the Fair Credit Reporting Act (FCRA).
• Templates are not legal advice and should not be considered a substitute for professional legal counsel
• Individual results will vary based on specific circumstances and credit situations
• Success stories and testimonials represent individual experiences and are not guarantees of similar outcomes
• DisputeValet.com is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act
• Users are solely responsible for their disputes and any outcomes resulting from using our templates