Self-Help Credit Dispute Software

Learn how credit reports work, then review your own

DisputeValet Literacy Coach offers its members DisputeValet.com, self-help credit dispute software you operate yourself.

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About DisputeValet Literacy Coach

DisputeValet Literacy Coach is a demonstration financial literacy education group. We teach how credit reports, scores and budgets work, and we share DisputeValet.com with members who want to review their own credit reports. You read your reports, flag items you believe are inaccurate, and send FCRA-aligned dispute letters to the credit bureaus yourself. The subscription is billed and supported by DisputeValet.com. Start with our Credit Literacy track.

How it works

Step 1
Enter your report
Add the accounts from your credit reports. Everything stays encrypted in your browser.
Step 2
Flag items
Mark the items you want to dispute and pick the reason for each.
Step 3
Generate letters you send yourself
The Smart Dispute Engine fills in your letters. You review and mail them.

Pricing

Standard

$20/month

20 dispute letter templates

Advanced

$25/month

81 dispute letter templates (4X more) with letter pack creation

Billed monthly · cancel anytime — no contracts

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Frequently asked questions

Does DisputeValet Literacy Coach or DisputeValet.com fix my credit for me?: No. DisputeValet.com is self-help software. You decide what to dispute and you send the letters yourself. It is not a credit repair organization and results depend on the bureaus' investigations.
Is DisputeValet Literacy Coach a real organization?: No. DisputeValet Literacy Coach is a demonstration education group that shows how a partner can offer DisputeValet.com. Its courses and workshops are sample content.
Who bills and supports my subscription?: DisputeValet.com, operated by Gamboa Software LLC, bills the subscription and provides support. DisputeValet Literacy Coach does not see your credit report data.
Can I cancel?: Yes. Cancel anytime from your account; there are no contracts.
Where is my credit report data stored?: Your credit report data is encrypted and stays in your browser on your device. It is not sent to DisputeValet Literacy Coach or stored on DisputeValet.com servers.

DisputeValet Literacy Coach may earn a commission if you subscribe through this page. Your price is the same.

Questions? Contact DisputeValet Literacy Coach at support@disputevalet.com

Important Disclosure: DisputeValet.com provides educational materials and templates designed to help consumers understand their rights under the Fair Credit Reporting Act (FCRA).

• Templates are not legal advice and should not be considered a substitute for professional legal counsel

• Individual results will vary based on specific circumstances and credit situations

• Success stories and testimonials represent individual experiences and are not guarantees of similar outcomes

• DisputeValet.com is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act

• Users are solely responsible for their disputes and any outcomes resulting from using our templates