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Cease and Desist Letter Template (FDCPA §1692c(c))
Cease and desist under FDCPA §1692c(c) stops collector contact — but does not extinguish the debt or remove it from your report.
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Method of Verification Letter Template (FCRA §611(a)(7))
After a §611 dispute returns verified, the MOV letter forces the bureau to disclose its verification method within 15 days (§611(a)(7)).
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Pay-for-Delete Letter Template (Collection Account)
Pay-for-delete offers a collector payment to delete the tradeline. Not statutory — agreement must be in writing before money changes hands. Template included.
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